http://www.credit-and-debt-counseling.net/credit-counseling/consumer-credit-counseling/cambridge-consumer-credit-counseling/ Cambridge consumer credit counseling has interesting information about consumer debt. Read on for Cambridge consumer credit counseling information. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 Consumer debt has reached an all-time high. Part of that might be because of the recent holiday season, but there are other reasons as well. According to Jordan Goodman of Cambridge Consumer Credit Counseling, 28% of all Americans say that getting out of debt is their top New Year's resolution. In fact, this is the first time in the history of Cambridge Consumer Credit Counseling that more Americans say that reducing their debt is a higher priority than losing weight or exercising more. These results speak volumes about the heavy burden that debt is on Americans. Misery Loves Company Historically, people in low income brackets have been the ones in the most need of American consumer credit counseling, but according to a study done by Cambridge Credit Counseling, "More and more middle-income and former higher-income--busted dot-commers, airplane pilots, programmers whose jobs have gone to India--have a lifestyle they can't maintain anymore." In addition, retirees age 65 and older are the fastest-growing group of consumers in debt. This is due in part to their relying on inadequate Social Security payments as their only source of income. So you can see, people in debt these days come from all walks of life. If it makes you feel better, you're not alone. Some would say that consumer credit counseling programs could be a very wise juncture at this point in time for these people. How to Get Out of Debt You can stick to making your required monthly minimum payments in a timely manner, it will keep your credit intact, but it won't make a dent in your balance, particularly if you continue to use your credit cards. In fact, eventually you may be forced into taking some kind of action, so why not do it now? Information about consumer credit counseling is just a click away. Credit counseling has saved millions of people from digging themselves deeper in debt and from needing to file for bankruptcy. Most consumers get started by putting a search term in their Internet browser to find information, and there are so many you can use. For example, we referred to Cambridge Consumer Credit Counseling on this page, so let's say you type "Cambridge consumer credit counseling" in your browser. What you'll get in return are pages and pages of companies offeringconsumer credit counseling services. To find a consumer credit counseling agency who can provide you with the right debt solution for your situation, fill out the online questionnaires these companies have to offer. You can fill out as many as you want--in fact, that's a good idea. The forms are secure, and there's no obligation. Within 24 hours a representative will contact you with recommendations for your financial situation. Compare these recommendations and ask a lot of questions before you make a final decision. Remember, the choice is yours. Make it a smart one. The sooner you get started, the sooner you can enjoy a debt-free life. Sat, 26 Jul 2008 15:00:00 EDT